Oxprop Capital Home Equity Loan

Use our Home Equity Loan for debt reconsolidating, reducing your interest rates on high interest credit, property improvements, emergencies or emergency funds etc.

Application process

Four Step Application

Why us

OxProp Capital Home Equity Loan


Home Equity Loan

What makes a home equity loan an attractive financing option?

Because your house is used as security, home equity loans in Singapore often have lower interest rates than other types of credit because the risk to a bank is smaller than with an unsecured loan. You will save money with a lower interest rate, and the interest you pay may be tax-deductible.

Home equity loans in Singapore are a simple method to free up extra cash at a low current mortgage interest rate, allowing you to expand your investment portfolio, establish a business, or deal with a financial emergency.

What can I pay for with a home equity loan?

Due to their competitive interest rates and associated tax advantages, home equity loans are a simple method to fund nearly anything, including home renovations, buying a car, education, purchasing a second property, or consolidating higher interest rate debt.

How is a home equity loan different from a term loan?

An equity loan allows you to borrow money against the value of your fully paid-for house. With a term loan, you may do the same thing with a property that is not completely paid off.

What is the maximum loan amount?

With a home equity loan, you can borrow up to 80% of the value of your home.

How long would it take to receive the funds?

Depending on the intricacy of the loan, alternative financiers like us can finance a loan request in 7 to 14 days upon verification of your documents, but a standard bank loan might take up to 30 days.

How long are term and home equity loan tenures?

Term and home equity loans normally have tenures of around 5-30 years depending on the lender and its repayment options. Banks, on the other hand, may calculate tenures differently.