OxProp Capital is a trusted provider of property financing loans in Singapore. Click below to find out more
Why Us
Located between Tanjong Pagar and Telok Ayer, the heart of the CBD, OxProp Capital is a renowned firm with a strong history for finance-related services and activities. You can trust us to provide you with timely and reasonable property loans in Singapore.

Simple and Transparent
Rates are outlined clearly in our offer. No hidden costs are attached.

Made For You
Our tailored financing loan service gives you customised borrowing options that can increase your liquidity.

Fund Fast
Our property loans are easy to qualify and you can get your funds within 1 – 2 weeks depending on the complexity of the case.

High Loan To Value
We offer up to 80% LTV for your property because we want you to unlock the most out of your equity.
About Us
We have a dedicated team that is constantly improving technology, innovating and pushing boundaries. We take pride in offering our clients the most unique and innovative financial solutions. We aspire to be the first choice for property financing loans in Singapore.
Our mission is to help people reach financial independence to realise their ambitions. We are constantly rethinking ways to give provide everyone with the tools they need to succeed.

Loan Application process
After you submit your applications, our representatives will be in contact to assist you through the loan closing process.
Customise your Loan
We offer customised borrowing options. Talk to our representatives to find out more so that you are in control of your financing terms.
Provide your Documents
We require different documents during the loan application process. This will help our dedicated team to verify your information and process your loan as fast as possible.
Verify your Information
Our agents will work behind the scene to verify your income and property value. During this time, no effort is required from you.
Finalise the Contract
Head down to our office and sign the offer to unlock your finances.
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FAQs
We only offer property loans which are secured loans backed by your property. We will hold the first charge on the property.
Our collateralised property loan is a loan that is backed by your home as a collateral. For most, their homes are a big proportion of their wealth. This also means that a lot of liquidity is locked up and cannot be accessed normally.
Using your home to back your loans allows us to give you the best rates, because we can pass you the cost savings from the reduced risk.
Consider a property financing loan for the following use cases:
1.Financing an important milestone
For many of us, weddings, a first car, or our children’s college tuition is a key milestone in life. A home equity loan will help finance these milestones while ensuring your long term budget and financial goals are still met.
2. Debt consolidation
You could group all your debt from monthly payments into one single payment at a competitive rate.
3. Renovations
Buying a home is not the end of the story. Often, costly renovations can be tricky after all the monthly home payments. Thankfully, home equity loans can often provide the liquidity you need to renovate your dream home.
4. Issues with credit ratings
Banks frequently turn away borrowers with poor credit ratings. We have no such restrictions and will be able to provide you with funding quickly.
5. Require emergency loan
The process of applying for a loan at a bank is often lengthy and tedious. Our application process is simple: just fill out the loan application form and our representatives will get back to you within 3 days.
In most cases, properties that are accepted as collateral are unencumbered or mortgage-free.
For properties with existing mortgage, we will calculate the remaining equity that you possess in the property (which is the estimated remaining value less the value of the outstanding mortgage). This will be reviewed by our team on a case-by-case basis.
Our representatives will reach out to you once we receive your application.
Interest rates for property loans are typically lower compared to unsecured loans like personal loans. This is because the risk posed to the creditors will be lower due to your home being used as collateral. The cost savings are then passed to you.
You will still be eligible to a loan from us regardless of your credit rating and total debt service ratio (TDSR). We will assess each case individually and will provide you with a structured loan plan tailored to your financial conditions.
You can borrow up to 80% of your home value.
Alternative financiers like us can fund a loan request within 7 - 14 days depending on the complexity of the loan, whereas a traditional bank loan may take up to 30 days.
We can provide you with a fixed-rate loan to safeguard you from any abrupt and possibly considerable increases in monthly property mortgage payments.
Referral
Welcome to our referral program for clients. We encourage you to invite your clients and friends for a complimentary consultation with us and be rewarded when they become our clients. We are located between Tanjong Pagar and Telok Ayer of the CBD, and are always down for a chat over coffee.